10Clouds
AI Product Development
10Clouds develops AI-driven software products for financial institutions, startups, and enterprises across Europe and North America.
About
10Clouds is a Warsaw-based software house founded in 2009 that has repositioned itself as an AI-first product studio, with a declared focus on serving financial institutions — banking, payments, insurance, factoring, leasing, and fintech. Their 200-strong team helps clients across the full product lifecycle: from AI strategy and UX design through engineering, MLOps, and deployment in regulated environments.
The firm runs dedicated sector practices rather than a generic AI offering. Their AIConsole platform orchestrates enterprise AI agents and workflows, while their Agentic Commerce service delivers AI-driven commerce experiences with conversational discovery and embedded payments. Company GPT builds secure internal knowledge assistants on enterprise data.
Since 2009 they have delivered projects for more than 500 international clients — from single-founder startups to enterprises including Pinterest, Asmodee, Samsara, and Forbes. They hold 85+ reviews on Clutch with a 4.9/5 average and have been recognized as a Deloitte Technology Fast 50 company.
What They Do
AI Strategy & Platform
AI Strategy & Design: mapping AI-enabled business processes, products, and customer journeys
AIConsole: enterprise platform for orchestrating AI agents, workflows, and system integrations
Company GPT: secure internal AI assistants built on proprietary enterprise data
AI Agents & Automation
AI Agents & Assistants: task-oriented agents supporting employees and customers
AI Automation: automation of complex business workflows across operations, finance, and customer processes
Agentic Commerce: conversational discovery, recommendations, and embedded payments
Sector-Specific AI Products
Digital banking platforms with AI-enabled onboarding, lending, and compliance automation
AI-powered insurance platforms for underwriting and claims processing
Fintech product development for regulated financial services companies
Digital factoring and leasing platform development
Full-Cycle Engineering
Web and mobile product development
Machine learning and generative AI solutions
Blockchain development
MLOps, DevOps, and cloud engineering
AI Implementation: governance, security, compliance, and AI-native engineering workflows
Services & Tech Stack
- Autonomous AI Agents
- AI Workflow Automation
- Custom AI App Building
- Business Process Automation
- Multi Agent Workflow Orchestration
Is This a Fit?
Startups and enterprises in financial services, fintech, or insurance seeking a full-cycle AI product partner with deep sector experience and a proven agile delivery model.
Companies outside financial services or technology seeking narrow AI consulting without product delivery, or those needing pure legacy system maintenance.
Ideal Client
CTO, CPO, or Head of Digital at a bank, insurance firm, fintech scaleup, or enterprise seeking to deploy AI agents, automate regulated workflows, or launch an AI-native product.
Track Record
Founded in 2009, 10Clouds has 15+ years of delivery experience, a 200-strong team, 500+ international clients served, and 85+ Clutch reviews averaging 4.9/5.
Common Outcomes
- Deployed AI agent orchestration platforms for enterprise clients in regulated financial environments
- Built AI-powered banking, insurance, and fintech products covering onboarding, underwriting, and compliance workflows
- Delivered full-cycle generative AI applications from discovery through production for 500+ international clients
- Launched secure Company GPT assistants enabling internal knowledge search on enterprise data
Notable Clients
Use Cases
Case Studies
Crescent: AI-Powered Wealth Management
FintechPlatform delivering up to 6% APY with 100x higher interest rates compared to traditional savings accounts, no minimums and no hidden fees.
Datacapt: AI for Clinical Trials
HealthcareSupporting the digitisation and automation of clinical trials processes for a healthcare technology company.
Samsara: Transportation Platform
TransportationThe Forbes Dashboard
MediaAt a Glance
Location
Warsaw, Poland
Founded
2009
Team Size
51 – 200Typical Budget
$100,000–$500,000
Timeline
14–24 weeks for product delivery engagements; ongoing retainers for AI platform and automation work.
Delivery
RemoteHybridEngagement
Project BasedRetainerClient Tier
StartupEnterpriseRegions Served
Northern AmericaNorthern EuropeWestern EuropeEastern EuropeLanguages
EnglishPolishCertifications
Clutch Top DevelopersDeloitte Technology Fast 50
Focus Areas
Industries
Specialties
Verticals
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| Signal | |||
|---|---|---|---|
| Category | AI Product Development | AI Product Development | AI Product Development |
| Location | Warsaw, Poland | Chino Hills, United States | San Francisco, United States |
| Team Size | Not listed | Not listed | Not listed |
| Client Tier | Startup | Startup | Enterprise |
| Delivery Model | Remote | Remote | Hybrid |
| Typical Budget | $100,000 – $500,000 | $5,000 – $50,000 | $500,000+ |
| Services | Autonomous AI AgentsAI Workflow AutomationCustom AI App Building+2 | RAG Pipeline DevelopmentAI Workflow AutomationCustom AI App Building+2 | Custom AI App BuildingMulti Agent Workflow OrchestrationAutonomous AI Agents+2 |
| Tech Stack | Not listed | Not listed | OpenAI API |